» Medicaid / MaineCare

Understanding the MaineCare Transfer Penalty

MaineCare, the Medicaid program in the state of Maine, imposes a transfer penalty as part of its eligibility rules for long-term care benefits (nursing home care, residential care/assisted living, and in-home care through the Home and Community Based… Read More
Read More

ASSET PROTECTION PLANNING: FIVE-YEAR TRUST

To qualify for the Maine Medicaid (MaineCare) long-term care benefit, an applicant must have less than $10,000. Certain assets, like the primary residence, do not count towards this asset limit, but those assets are not protected from estate recovery… Read More
Read More

Important Elder Law and Special Needs Planning Numbers for 2023

Each new year means new financial limits and thresholds related to estate planning, long-term care planning, and special needs planning. Below are some of the most important numbers for 2023. As always, we are here to help you and your loved ones pla… Read More
Read More

What is Elder Law?

Elder law is more about the clients we serve than the type of legal services we provide. It’s not just wills and trusts, and it isn’t just for folks we would traditionally consider “elderly.” Our planning solutions apply long before most peop… Read More
Read More

My spouse is in a nursing home, should we get a divorce?

Your spouse is going to need long-term care or is already in a nursing home and you have heard that the State will take all your money. Is getting a divorce to qualify for MaineCare (Maine’s Medicaid program) a good idea? We get this question more… Read More
Read More

The Community Spouse Resource Allowance

Many individuals rely on MaineCare (Maine Medicaid) benefits to help pay for expensive long-term care services. The MaineCare rules and asset limits are confusing, hard to find, and difficult to navigate. In addition, the available strategies for leg… Read More
Read More

Protecting the House

How do I protect my home from the State? When applying for the Maine Medicaid (MaineCare) benefit that pays for long-term care services, the applicant’s primary residence does not count towards the $10,000 asset limit in most circumstances. This me… Read More
Read More

MAINECARE PLANNING: TOP 10 MISTAKES

Assuming Medicare covers expenses Medicare does not pay for indefinite, long-term care like custodial care. In a facility, Medicare only pays for skilled nursing and rehabilitation services following a hospital stay of at least three days. Medicare w… Read More
Read More

How Much Does Long-Term Care Cost?

The U.S. Department of Health and Human Services (HHS) estimates that 56% of individuals turning 65 in 2020 to 2024 will need long-term care services and supports.[i] The average need for these services range from 2.3 years for men to 3.2 years for w… Read More
Read More

Fifteen Myths Regarding Medicaid Nursing Home Benefits in Maine Myth 14 and 15

This series highlights the eligibility rules for Maine Medicaid (MaineCare) nursing home benefits and dispels certain myths the families that work with our office often hear. Myth 14: The Medicaid Rules That Applied to My Neighbor When He Went Into a… Read More
Read More