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Understanding the MaineCare Transfer Penalty
November 6th, 2023
MaineCare, the Medicaid program in the state of Maine, imposes a transfer penalty as part of its eligibility rules for long-term care benefits (nursing home care, residential care/assisted living, and in-home care through the Home and Community Based…
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ASSET PROTECTION PLANNING: FIVE-YEAR TRUST
March 20th, 2023
To qualify for the Maine Medicaid (MaineCare) long-term care benefit, an applicant must have less than $10,000. Certain assets, like the primary residence, do not count towards this asset limit, but those assets are not protected from estate recovery…
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Important Elder Law and Special Needs Planning Numbers for 2023
January 31st, 2023
Each new year means new financial limits and thresholds related to estate planning, long-term care planning, and special needs planning. Below are some of the most important numbers for 2023. As always, we are here to help you and your loved ones pla…
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What is Elder Law?
March 30th, 2022
Elder law is more about the clients we serve than the type of legal services we provide. It’s not just wills and trusts, and it isn’t just for folks we would traditionally consider “elderly.” Our planning solutions apply long before most peop…
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My spouse is in a nursing home, should we get a divorce?
March 7th, 2022
Your spouse is going to need long-term care or is already in a nursing home and you have heard that the State will take all your money. Is getting a divorce to qualify for MaineCare (Maine’s Medicaid program) a good idea? We get this question more…
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The Community Spouse Resource Allowance
January 20th, 2022
Many individuals rely on MaineCare (Maine Medicaid) benefits to help pay for expensive long-term care services. The MaineCare rules and asset limits are confusing, hard to find, and difficult to navigate. In addition, the available strategies for leg…
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Protecting the House
September 16th, 2021
How do I protect my home from the State? When applying for the Maine Medicaid (MaineCare) benefit that pays for long-term care services, the applicant’s primary residence does not count towards the $10,000 asset limit in most circumstances. This me…
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The Family Camp
July 6th, 2021
As summer kicks into high gear, many Mainers are spending more time at the family camp. Whether you call it a camp, cottage, or cabin, the place where your family comes together is special, and you might be thinking about what will happen to it in th…
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FIFTEEN MYTHS REGARDING MEDICAID NURSING HOME BENEFITS IN MAINE
June 22nd, 2021
No one chooses to live in a nursing home, but some older Mainers eventually need care in a nursing home setting. For many, this means not only the loss of personal autonomy but also the depletion of assets to pay for the needed care. The median annua…
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Categories: Long-Term Care Planning
MAINECARE PLANNING: TOP 10 MISTAKES
June 8th, 2021
Assuming Medicare covers expenses Medicare does not pay for indefinite, long-term care like custodial care. In a facility, Medicare only pays for skilled nursing and rehabilitation services following a hospital stay of at least three days. Medicare w…
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