Blog

MAINECARE PLANNING: TOP 10 MISTAKES

Assuming Medicare covers expenses Medicare does not pay for indefinite, long-term care like custodial care. In a facility, Medicare only pays for skilled nursing and rehabilitation services following a hospital stay of at least three days. Medicare w… Read More
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A Milestone for You and Improved Benefits for Your Disabled Adult Child[1]

There are milestones in every life, and turning 18 is a significant one. For parents of children with disabilities, there are some unique decisions to make, including whether to file an application for Supplemental Security Income (SSI). Until age 18… Read More
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What is an ABLE Account?

A few years ago the world of special needs planning gained a new and exciting financial planning tool: the “ABLE” account. ABLE stands for Achieving a Better Life Experience. An ABLE account offers individuals with disabilities a way to save mone… Read More
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How Much Does Long-Term Care Cost?

The U.S. Department of Health and Human Services (HHS) estimates that 56% of individuals turning 65 in 2020 to 2024 will need long-term care services and supports.[i] The average need for these services range from 2.3 years for men to 3.2 years for w… Read More
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Financial Powers of Attorney

What is a Financial Power of Attorney? In a financial power of attorney, you (the principal) appoint an agent who is authorized to make decisions regarding your finances and property. This legal document states the circumstances when your agent can a… Read More
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COVID-19 Update

Our entire team has now returned to the office, and we are available to meet with clients who prefer in-person meetings. Here are the cautions we are observing as we endeavor to keep our clients and ourselves safe and healthy. We truly appreciate you… Read More
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True Link Cards Provide Independence and Flexibility to Individuals with Disabilities

The Special Needs Alliance has posted two installments of The Voice this month, both written by California member Stephen Dale, Esq. In his articles, Steve examines the use of a customizable Visa card designed for individuals with disabilities. He di… Read More
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Maggie Ranger has arrived!

Margaret “Maggie” Jean Ranger has arrived. She is the daughter of Josh and Sarah Ranger. She was born on May 16. Maggie is beautiful and brilliant, and we are so very happy to welcome her to the world! We are thrilled to have Sarah back in the of… Read More
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Breaking News: Remote Notarization and Witnessing Valid in Maine During COVID-19 Emergency

Maine Governor Janet Mills issued an Executive Order on April 8 authorizing remote notarization and witnessing of legal documents like Last Wills and Testaments, Financial Powers of Attorney, and Advance Health Care Directives. We will continue to of… Read More
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COVID-19 Update

Despite the outbreak of COVID-19, we are working and ready to help you and your loved ones. Although we are not meeting with clients in our Bangor office, we remain accessible to you and will continue to work with our clients and our referral sources… Read More
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