Blog

Protecting the House

How do I protect my home from the State? When applying for the Maine Medicaid (MaineCare) benefit that pays for long-term care services, the applicant’s primary residence does not count towards the $10,000 asset limit in most circumstances. This me… Read More
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The Family Camp

As summer kicks into high gear, many Mainers are spending more time at the family camp. Whether you call it a camp, cottage, or cabin, the place where your family comes together is special, and you might be thinking about what will happen to it in th… Read More
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FIFTEEN MYTHS REGARDING MEDICAID NURSING HOME BENEFITS IN MAINE

No one chooses to live in a nursing home, but some older Mainers eventually need care in a nursing home setting. For many, this means not only the loss of personal autonomy but also the depletion of assets to pay for the needed care. The median annua… Read More
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MAINECARE PLANNING: TOP 10 MISTAKES

Assuming Medicare covers expenses Medicare does not pay for indefinite, long-term care like custodial care. In a facility, Medicare only pays for skilled nursing and rehabilitation services following a hospital stay of at least three days. Medicare w… Read More
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Categories: Uncategorized

A Milestone for You and Improved Benefits for Your Disabled Adult Child[1]

There are milestones in every life, and turning 18 is a significant one. For parents of children with disabilities, there are some unique decisions to make, including whether to file an application for Supplemental Security Income (SSI). Until age 18… Read More
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What is an ABLE Account?

A few years ago the world of special needs planning gained a new and exciting financial planning tool: the “ABLE” account. ABLE stands for Achieving a Better Life Experience. An ABLE account offers individuals with disabilities a way to save mone… Read More
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How Much Does Long-Term Care Cost?

The U.S. Department of Health and Human Services (HHS) estimates that 56% of individuals turning 65 in 2020 to 2024 will need long-term care services and supports.[i] The average need for these services range from 2.3 years for men to 3.2 years for w… Read More
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Financial Powers of Attorney

What is a Financial Power of Attorney? In a financial power of attorney, you (the principal) appoint an agent who is authorized to make decisions regarding your finances and property. This legal document states the circumstances when your agent can a… Read More
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COVID-19 Update

Our entire team has now returned to the office, and we are available to meet with clients who prefer in-person meetings. Here are the cautions we are observing as we endeavor to keep our clients and ourselves safe and healthy. We truly appreciate you… Read More
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Categories: Uncategorized

True Link Cards Provide Independence and Flexibility to Individuals with Disabilities

The Special Needs Alliance has posted two installments of The Voice this month, both written by California member Stephen Dale, Esq. In his articles, Steve examines the use of a customizable Visa card designed for individuals with disabilities. He di… Read More
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