May is National Elder Law Month

This month marks the celebration of National Elder Law Month, a time dedicated to raising awareness about legal issues affecting older adults and honoring the contributions they’ve made to our communities. In this post, we aim to provide insights and resources to support seniors and their families in navigating the complexities of aging with dignity and security.

We are excited to introduce Jennifer Reynolds. She has been our MaineCare paralegal powerhouse since 2003! With over two decades of experience, her mastery of MaineCare applications and her rapport with the Department of Health and Human Services are unmatched. Jennifer is an advocate for our clients and an invaluable asset to our firm. We asked Jennifer to answer five questions to share her insight with our readers.

Staff Spotlight - Q & A Jennifer Reynolds, MaineCare Paralegal

1. What does a MaineCare paralegal do?

First, I assist with implementing the plan our attorneys have put in place for our client. That often includes helping to collect financial verification, liquidating accounts, and retitling assets. Then I handle the MaineCare application process from start to finish. I review all the financial documents to avoid any surprises during the application process. I complete and submit the application and work with DHHS and the nursing facility until the application has been acted on.

2. What is the most common question (and answer) you are asked by clients?

Do I have to spend all my money on a facility if I (or my spouse) get sick? No, there are legitimate strategies for protecting most of your assets when you are married and other strategies if you are single. The first step would be to get appropriate advice from an elder law attorney.

3. What is one thing you wish everyone knew about the MaineCare process?

The process can be difficult, but when you engage the help of an experienced professional you will be guided through each step of the process. My job is to review all the required documents and submit them to DHHS in a way that will make it more efficient and ensure a correct decision is made.

4. What is the biggest mistake you see families make that try to do long-term care planning on their own?

Give money or property to family and then apply for MaineCare. DHHS reviews five years of your financial statements specifically looking for any gifts or transfers (including giving away your car or house). If DHHS finds gifts, MaineCare is denied and a transfer penalty is imposed. There are options to preserve your assets, but it is best to get legal guidance before making any gifts.

5. What tip would you give to family members who are applying for MaineCare on their own?

Don’t forget about accounts closed or assets sold within the five-year lookback. DHHS requires verification of any accounts that were closed in the last 60 months. They also require proof of anything that was sold and what was done with the proceeds.